The protection of cardholder data is of utmost importance. As you know, the various credit card associations have established the Payment Card Industry – Data Security Standard (PCI-DSS) requirements in order to protect and secure cardholder data and the associations are focused on requiring merchants at all levels to comply.  In short, PCI compliance is required of all merchants accepting credit cards. To this end PurePayments has implemented numerous initiatives over the past year to internally to help protect cardholder data.

PCI Graphic2All entities that handle, transmit or store Primary Account Numbers (PAN) or credit or debit card data must be in compliance with the Payment Card Industry Data Security Standard (PCI DSS). A significant misunderstanding is that by having a “scan,” an entity is in compliance with the PCI DSS. This could not be further from the truth! The scan requirement is just one component of all that
are required. In fact, a significant number of merchants who accept credit cards do not even need scanning. These are the merchants who are terminal-based or who have no Internet connectivity. However, every merchant must complete the SAQ to be in compliance!

The PCI Toolkit is the first and only fully integrated cross-referenced system, which allows the merchant the ability to comply fully with the mandated requirements of the Payment Card Industry Data Security Standard (PCI DSS). The PCI TOOLKIT includes assistance with the Self Assessment Questionnaire, all policies, employee handbook inserts, and the required ongoing training program called the Security Awareness Program.

The online version of the PCI Toolkit allows the Level 2, 3 or 4 merchant to approach the requirements of the PCI DSS in a fully interactive format at his/her own pace, providing the merchant with the educational tools necessary to complete the process in a truthful and factual manner. The merchant is provided with all the definitions and explanations needed to assist an individual with limited knowledge and experience. All necessary information to understand and answer the questions and complete the remediation tasks in an effective, efficient, cost sensitive manner in included.